Explore the terms governing your account
Our terms form the agreement between you and ikhlas44 when you create, access or use an account. Access and eligibility depend on local law and are available where local law permits. When you fund a wallet, we record the payment reference, amount, time, status and linked
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account details so we can reconcile transfers and address disputes. Deposits through supported Malaysian methods usually clear in under a minute, but that timing is descriptive rather than a contractual commitment. We may pause an account or transaction while checking identity, wallet ownership, unusual access or
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a possible breach of the terms. Changes take effect from the date stated in the published legal notice. If local law conflicts with part of these terms, the applicable legal requirement takes priority for the affected matter without changing the remaining provisions.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.